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Car Running Costs in Ireland 2026

What does it actually cost to keep a car on the road in Ireland? Here's every recurring cost — fuel, motor tax, insurance, servicing, NCT and depreciation — plus a free calculator to compare electric, petrol and diesel over 3 and 5 years.

Last updated: 9 June 2026 · Sources: AA Ireland, SEAI, ESB, Revenue.ie.

Compare EV vs petrol vs diesel running costs

€30,000

Assumes a like-for-like price across all three fuels.

15,000 km
80% home / 20% public

Home €0.10/kWh · public €0.60/kWh.

50%

Running costs verified 9 June 2026 (AA Ireland, SEAI, ESB). Estimates only — your insurance, servicing and resale will vary by car.

Over 5 years the electric car saves you about

€6,298

vs the cheaper of petrol/diesel (diesel). That's about €3,779 over 3 years.

The EV comes out cheaper at every mileage here.

Electric
€24,135
all-in / 5 yrs
Petrol
€31,280
all-in / 5 yrs
Diesel
€30,433
all-in / 5 yrs
CostElectricPetrolDiesel
Energy / fuel /yr€555€1,794€1,495
Motor tax /yr€120€200€280
Insurance (est.) /yr€700€700€700
Servicing /yr€180€350€400
Tyres /yr€260€200€200
NCT (over 5 yrs)€60€60€60
Depreciation (50% resale)€15,000€15,000€15,000
Total over 5 yrs€24,135€31,280€30,433

EV at 18.5 kWh/100km · petrol 6.5 L/100km @ €1.84/L · diesel 5.3 L/100km @ €1.88/L. Like-for-like price assumed across fuels.

Used EVs are now median-cheaper to run than diesel

Browse electric cars from verified Irish dealers — or check the grants on a new one.

What a car costs to run per year in Ireland (June 2026) — worked answers

Total annual running cost (fuel or electricity, motor tax, servicing, tyres and insurance) computed with the same engine as the calculator above. EV figures assume 80% home charging on a night EV tariff.

Annual mileageElectricPetrolDieselEV saving vs petrol
10,000 km/year1,630/yr2,646/yr2,576/yr1,016/yr
15,000 km/year1,815/yr3,244/yr3,075/yr1,429/yr
20,000 km/year2,000/yr3,842/yr3,573/yr1,842/yr
25,000 km/year2,185/yr4,440/yr4,071/yr2,255/yr

Includes €700/yr insurance applied equally across fuels. Petrol €1.84/L, diesel €1.88/L, home charging €0.10/kWh (June 2026, AA Ireland / Irish EV tariffs). Excludes depreciation and finance — model those in the calculator above.

The six costs of running a car

Fuel or electricity

The biggest variable cost. Petrol is €1.84/L and diesel €1.88/L (June 2026); home EV charging is about €0.10/kWh on a night EV tariff.

Motor tax

CO₂-based since 2008. €120 a year for an EV, €200–€280 for a typical petrol/diesel, more for older cars.

Insurance

Varies most by driver, not car. Budget €500–€900 a year for a typical comprehensive policy.

Servicing & tyres

EVs are cheaper to service (fewer moving parts); diesels the dearest. Tyres run €200–€300 a year.

NCT

First test at 4 years, then every 2 years. €60 a test — a small but real recurring cost.

Depreciation

Usually the largest cost of all. How much value the car loses while you own it — set your own resale % below.

Which fuel is cheapest to run in 2026?

For most Irish drivers, an electric car is now the cheapest to run — cheap home charging, €120 motor tax and low servicing costs add up to €1,200–€2,000 a year less than an equivalent petrol or diesel. Diesel still makes sense for very high-mileage motorway drivers, and petrol for low-mileage city use where the purchase price is lower. The calculator above settles it for your own mileage and charging split, and even shows your break-even point.

Buying a new EV? You can knock up to €8,500 off with the SEAI grant and the new ICE2EV scrappage in 2026 — work out your figure with the EV grant calculator. Importing a car? Estimate the tax with the VRT calculator, and check what your current car is worth with our free valuation tool.

Frequently asked questions

How much does it cost to run a car in Ireland per year in 2026?+

A typical mid-size car driven 15,000 km a year costs roughly €3,500–€5,500 a year to run once you add fuel or electricity, motor tax, insurance, servicing, tyres and NCT — before depreciation, which is usually the single biggest cost of all. An electric car charged mostly at home sits at the lower end thanks to cheap energy and €120 motor tax; an older high-CO₂ diesel sits at the top.

What is the cheapest type of car to run in Ireland?+

For most drivers an electric car is now the cheapest to run in 2026 — lowest motor tax (€120), cheap home charging and low servicing costs. Diesel can still win for very high-mileage motorway drivers, while petrol suits low-mileage urban use where the purchase price is lower. The EV vs petrol vs diesel calculator on this page works out which is cheapest for your mileage and charging pattern.

How much is motor tax in Ireland in 2026?+

Motor tax for cars registered since 2008 is based on CO₂ emissions. A battery-electric car pays the lowest band at €120 a year. A typical modern petrol or diesel pays roughly €200–€280, while older, higher-emitting cars can pay €600 or more. Plug-in hybrids are around €170. The exact figure depends on your car's CO₂ rating.

Is it worth switching to an electric car to cut running costs?+

For most Irish drivers, yes — the energy, tax and servicing savings typically come to €1,200–€2,000 a year versus an equivalent petrol or diesel. Whether that pays back depends on the purchase price and how long you keep the car, which the calculator on this page works out over 3 and 5 years. Buying new, you can also stack up to €8,500 in grants in 2026.

How much does it cost to charge an electric car vs filling a tank?+

On a home night EV tariff of about €0.10 per kWh, charging an EV costs roughly €1.85 per 100 km. A petrol or diesel car costs €10–€12 per 100 km at June 2026 pump prices (petrol €1.84, diesel €1.88 a litre). Over 15,000 km a year that is a fuel-cost difference of well over €1,200.

Find a car that fits your budget — to buy and to run

Browse verified Irish dealers on Autoza, filter by fuel, and see the running costs before you commit.

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